It’s hard to create a legacy without wealth. And by wealth, I mean valuable assets: real estate, investments, intellectual property, etc.
I wish I had discovered this secret 15 years ago.
Grow your cash, tax-free, at a guaranteed rate
Help pay off your bad debt while growing your pool of money
Bypass banks to fund your big purchases (cars, mortgage down payments, etc)
Provide emergency cash when needed
Help fund your other investments
Reclaim opportunity cost
Take care of your family in the case of your untimely death
I’m pretty good with money. No credit card debt and I save up for big purchases.